TEL: (415) 889-1010

Debt Solutions

Financing Criteria

Senior Loan Size: $500K to $50M Plus
Subordinate/Junior Loan Size: $500K to $25M
Company EBITDA: $500K Minimum for Subordinate/Junior Loans
Company Type: Private Companies or Publicly Traded
Location: US and Worldwide

Financing Situations

• Growth/Hyper-Growth Capital
• Working Capital
• Refinancing
• Dividend Recapitalization
• M&A
• Bridge Loans
• Distressed/Turnaround


Financing Solutions

• Asset-Based Revolving Lines of Credit
    o Accounts Receivable
    o Inventory (Wholesale and Retail)
    o Purchase Orders

• Asset-Based Term Loans
    o Machinery and Equipment
    o Intellectual Property
    o Commercial Real Estate

• Subordinated Debt/Cash-Flow Term Loans
    o Cash Flow
    o Criticized Assets

• Private Placement
    o Debentures/Debt
    o Equity

Growth Capital and Asset-Based Lending

Many small businesses don’t appreciate the sheer extent to which they can leverage their business assets and cash flow to secure funding. US Capital Partners has a proven and well-developed capability for providing working capital for small businesses. The firm can provide financing for almost any company with assets—including inventory, accounts receivable, purchase orders, machinery and equipment, commercial real estate, and intellectual property.

Companies with above-average or exceptional positive cash flows can expect low commercial rates and cash-flow loans with:
• Affordable and flexible loan structures
• Maximum availability
• Covenant light structure
• Rapid funding

Companies with average or below-average cash flows or credit-worthiness can expect asset-based loans with:
• A focus on collateral, rather than credit-worthiness, and therefore an attractive alternative to traditional bank financing
• Competitive pricing
• Fewer financial covenants than bank loans
• Rapid funding, at least 30% faster than other financing methods

Often, US Capital Partners is able to increase availability through the discovery of credit enhancers and ways to mitigate credit risks, ensuring you get optimal and custom financing for your business.