TEL: (415) 889-1010

Debt Financing Solutions

Financing Criteria

Senior Loan Size: $500K to $30M
Subordinate/Junior Loan Size: $500K to $10M
Company EBITDA: $500K Minimum for Subordinate/Junior Loans
Company Type: Private Companies or Publicly Traded
Location: US and Worldwide

Financing Situations

• Growth/Hyper-Growth Capital
• Working Capital
• Refinancing
• Dividend Recapitalization
• M&A
• Bridge Loans
• Distressed/Turnaround


Financing Solutions

• Asset-Based Revolving Lines of Credit
    o Accounts Receivables
    o Inventory (Wholesale and Retail)
    o Purchase Orders

• Asset-Based Term Loans
    o Machinery and Equipment
    o Intellectual Property
    o Commercial Real Estate

• Subordinated Debt/Cash-Flow Term Loans
    o Cash Flow
    o Criticized Assets

Growth Capital and Asset-Based Lending

Many small businesses don’t appreciate the sheer extent to which they can leverage their business assets and cash flow to secure funding. US Capital Partners has a proven and well-developed capability for providing working capital for small businesses. The firm can provide financing for almost any company with assets—including inventory, accounts receivable, purchase orders, machinery and equipment, commercial real estate, and intellectual property.

Companies with above-average or exceptional positive cash flows can expect low commercial rates and cash-flow loans with:
• Affordable and flexible loan structures
• Maximum availability
• Covenant light structure
• Rapid funding

Companies with average or below-average cash flows or credit-worthiness can expect asset-based loans with:
• A focus on collateral, rather than credit-worthiness, and therefore an attractive alternative to traditional bank financing
• Competitive pricing
• Fewer financial covenants than bank loans
• Rapid funding, at least 30% faster than other financing methods

Often, US Capital Partners is able to increase availability through the discovery of credit enhancers and ways to mitigate credit risks, ensuring you get optimal and custom financing for your business.

Private Equity Services

US Capital Partners provides an extensive range of equity financing options. These include valuations and fairness opinions, pitch books, private placement memorandums, private capital raises, private stock sales, and a broad variety of custom shareholder liquidity services.

An accurate enterprise valuation is essential to understanding the worth of a business now and in the future. An asset and enterprise valuation assessment will correctly value the company and lead to a faster and more successful equity raise that is priced appropriately. US Capital Partners, as a lender, is in a unique position to help smaller companies avoid the expensive mistake of giving away equity too quickly or cheaply.

Private Capital Raises

US Capital Partners can participate in and help small and lower middle market businesses source private equity capital to meet a variety of objectives, including:
• Launching a business
• Growing a business to the next level
• Funding an add-on acquisition
• Achieving substantial liquidity
• Early-stage private and commercial note-holder payoffs

In raising private equity capital, US Capital Partners always makes sure the deal structure is appropriate for the client’s specific needs, paying special attention to the cost of equity and related issues of equity dilution.

Private Stock Sales / Shareholder Liquidity Services

US Capital Partners provides its clients with strategic guidance and tactical advice on capital formation, structure, securities valuations, pricing, timing, and terms. The firm will leverage its extensive sources of private capital and its knowledge of the private capital raising process to present its clients to potential investors or buyers and manage the placement process through to a successful transaction closing.