Services
US Capital has been providing prompt, innovative, and reliable financing solutions across the United States and abroad for more than a decade.
Companies prefer US Capital because we take an innovative approach to funding. Our ability to provide capital directly widens our scope to secure the best financing available for our clients. Unlike traditional lenders, we have a simplified approval process and are able to respond swiftly, enabling our clients to seize new commercial opportunities or add value to their existing projects. We even provide specialist advisory and financial restructuring services to help clients, where necessary.
At US Capital, we provide debt financing not only for companies in excellent financial condition, but also for companies who may have been refused credit by traditional lenders. If you are looking for financing support, call us to see if we can help you.
Lending
Many businesses do not realize the extent to which they can leverage their business assets to secure funding. US Capital is able to finance small- to middle-market companies with assets such as accounts receivable, inventory, purchase orders, buildings, machinery and equipment, and even intellectual property. This type of financing is called asset-based lending, or ABL. ABL with US Capital is affordable, offers flexible loan structures, and can provide the working capital you need to grow a business or the cash to recapitalize your current finance structure.
US Capital is able to lend to you directly from its affiliated investment fund, the Breakwater Structured Growth Opportunities Fund. Businesses can borrow money using the current assets of the company (such as accounts receivable, purchase orders, or inventory) or its fixed assets (such as plant, property, or equipment) as collateral. We will also consider term loans supported by historical cash flow performance of not less than $1 million in trailing EBITDA.
At US Capital, loans range from $500,000 to $30 million. We provide financing to companies in the manufacturing, distribution, or service industries, ranging from core to niche markets. Our asset-based loans are priced competitively and come with fewer financial covenants. They can be used to secure working capital, but also to finance growth or acquisitions.
If you are currently in an unproductive lender relationship and need financing quickly, you should call us.
Advisory
Sometimes the pathway to refinancing is clear; at other times it is less so. At US Capital, we not only provide funding as a direct lender, co-lender, and lead financial arranger, but also offer specialist advisory services. For instance, we can advise on how to deal with a hostile bank, how to resolve lender issues, or how to refinance in special situations. US Capital always looks for the best possible financing solution for its clients.
Clients are frequently locked into an inappropriate financial structure. By examining every aspect of a business, US Capital is able to offer management a choice of the best available pathways to optimal financing. Having both principal capital and detailed, specialized knowledge of the marketplace allows us to create solutions tailored to your needs. This allows us to engineer affordable financing for your business quickly and efficiently.
We can help clients obtain financing where they would not otherwise qualify for traditional bank or cash-flow lending. Our specialist advisory services are ideal for under-capitalized companies; for companies with recent operating losses, large accounts receivable concentrations, government receivables, or poor recent economic performance; or for companies that simply have difficult borrowing needs that cannot be served by the banking community.
Our ability to assess complex or special situations quickly and provide solutions outside the bankable box has made us one of the most innovative small to middle-market investment banks in the country. We will give your business the attention it deserves and will work in partnership with you to find the pathway to optimal financing for your business.
To find out more about our specialist advisory services, please take a look at an Advisory Case Study or give us a call.
Corporate Finance
US Capital is one of the most innovative private investment banks in the country. Our extensive range of debt products and services allows us to provide complete and comprehensive financing solutions.
Today, many small- to middle-market companies are struggling to secure the financing they need. US Capital offers creative and fast solutions specifically designed to provide the liquidity your company needs to implement its business plan. We concentrate on providing borrowing alternatives to companies that are unable to qualify for bank financing or that are looking for a more personalized service than a bank can, or will, give them.
At US Capital, we have market-leading expertise in the placement of a variety of private equity and debt structures. These include senior and subordinate debt, acquisition financing, and bridge financing. We also offer a full range of financial advisory services focused on the needs of small- to middle-market companies.
US Capital is firmly committed to the principles of integrity, partnership, and professional excellence in its service. We listen carefully to you, to get a clear understanding of your business and your specific financing needs. We then work in partnership with you to create a tailor-made financing solution that matches those needs.
To find out how we can assist you, please give us a call.
Restructuring
As a direct lender, US Capital has extensive experience in restructuring corporate debt. We are also intimately acquainted with the terms and conditions of our co-lenders, along with almost every financial product available in the market place for your business today. Our talent and market expertise can put your business on an altogether new financial footing, allowing you to secure additional or recapitalization funding, as necessary.
US Capital has considerable hands-on senior management and operational experience. In particular, we are skilled at analyzing the core competencies of a business. We can translate this understanding into a successful presentation to our credit committee, leading to a more favorable funding outcome for your business. If necessary, we can assist senior management in adjusting a company's financial and business modeling or in creating a strategic plan that leverages the company's key strengths and makes them more apparent to financial analysts and loan decision-makers.
We have considerable expertise in financial reorganizations, financial analysis, cash flow management and projections, sales cycle analysis, business strategy execution, financial and business modeling, creditor negotiations, and merger and acquisition funding. At US Capital, restructuring clients enjoy all the benefits of a full-service investment bank.
If you would like to know more about how we can assist your business, please call us.
