
Services
Direct Lending
US Capital Partners has been providing prompt, innovative, and reliable financing solutions across the United States for more than a decade. Our loans are affordable, offer flexible loan structures, and can provide the working capital you need to grow a business or the cash to recapitalize your current finance structure. At US Capital Partners, we are able to lend to you directly from our affiliated investment fund, the Breakwater Structured Growth Opportunities Fund.
Many businesses do not realize the extent to which they can leverage their business assets to secure funding. At US Capital Partners, businesses can borrow money using their current assets (such as accounts receivable, purchase orders, or inventory) or their fixed assets (such as plant, property, or equipment) as collateral. We are also able to provide term loans to businesses with historical cash flow performance of at least $1 million in trailing EBITDA.
At US Capital Partners, we provide debt financing not only for companies in excellent financial condition, but also for companies that may have been refused credit by traditional lenders. Our asset-based loans are priced competitively, and range from $500,000 to $30 million. They can be used to secure working capital, but also to finance growth or acquisitions.
Companies prefer US Capital Partners because we take an innovative approach to funding. Our ability to provide capital directly widens our scope to secure the best financing available for our clients. Unlike traditional lenders, we have a simplified approval process and are able to respond swiftly, enabling our clients to seize new commercial opportunities or add value to their existing projects. We even provide specialist advisory and financial restructuring services to help clients, where necessary.
If you are currently in an unproductive lender relationship and need financing quickly, you should call us.
Advisory
Sometimes the pathway to refinancing is clear; at other times it is less so. At US Capital Partners, we not only provide funding, but also offer specialist advisory services. For instance, we can advise on how to deal with a hostile bank, how to resolve lender issues, or how to refinance in special situations. US Capital Partners always looks for the best possible financing solution for its clients.
Clients are frequently locked into an inappropriate financial structure. By examining every aspect of a business, US Capital Partners is able to offer management a choice of the best available pathways to optimal financing. Having both principal capital and detailed, specialized knowledge of the marketplace allows us to create solutions tailored to your needs. This allows us to engineer affordable financing for your business quickly and efficiently.
We can help clients obtain financing where they would not otherwise qualify for traditional bank or cash-flow lending. Our specialist advisory services are ideal for under-capitalized companies; for companies with recent operating losses, large accounts receivable concentrations, government receivables, or poor recent economic performance; or for companies that simply have difficult borrowing needs that cannot be served by the banking community.
Our ability to assess complex or special situations quickly and provide solutions outside the bankable box has made us one of the most innovative small to middle-market investment banks in the country. We will give your business the attention it deserves and will work in partnership with you to find the pathway to optimal financing for your business.
To find out more about how we can assist your business, please call us.